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Employee Info

2026-2027 Prescription Drug Creditable Coverage Disclosure Available

September 17, 2026
Medicare Part D

To: All RCUH Employees and Dependents enrolled in RCUH’s Group Medical Plan

Please see the attached notice about the prescription drug coverage provided to you under the Research Corporation of the University of Hawaii’s group health insurance plans. This also applies to any dependents who are 65 and older.

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Why am I receiving this notice?
The Medicare Prescription Drug, Improvement, and Modernization Act (also called the Medicare Modernization Act or MMA) is a federal law enacted in 2003. The MMA requires entities whose health policies include prescription drug coverage to notify Medical eligible policyholders whether their prescription drug coverage is creditable coverage. The MMA defined credible coverage as coverage that is expected to pay on average as much as the standard Medicare prescription drug coverage.

Remember:  Keep this Creditable Coverage notice.  If you decide to join one of the Medicare drug plans, you may be required to provide a copy of this notice when you join to show whether or not you have maintained creditable coverage and, therefore, whether or not you are required to pay a higher premium (a penalty).

Questions? Contact us at:
Email: [email protected]
Phone: (808) 956-2326 or (808) 956-6979

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