TO: All RCUH Regular-status (50-100%) FTE Employees
FROM: Nelson Sakamoto, Director of Human Resources
SUBJECT: RCUH HR IMPORTANT – 2020 RCUH Benefit Open Enrollment Begins – May 4 – 15, 2020
What is Open Enrollment? Open Enrollment is an annual opportunity for you to make changes to your medical or dental coverage, change coverage of your family members, enroll in supplemental long-term care insurance, or re-enroll in flexible spending accounts for healthcare or dependent care expenses. All enrollments and changes made during Open Enrollment will be effective July 1, 2020.
Medical premiums will be increasing between 7-11%, depending on the plan. There will be no rate change for the dental plan. Given the current health climate, it is critical to take into consideration all aspects of each plan. While the monthly medical premium cost is important, some factors to consider in making a choice in health plans are the deductibles, coverage amounts for serious illness or hospitalization, total out of pocket expenses, and potential savings with FSA Healthcare and Dependent Care. Please review our current benefits located on our rcuh.com website under RCUH Policies and Procedures, 3.500 Benefits, to better assist you with Open Enrollment.
|Monday, May 4, 2020 –
Friday, May 15, 2020
|RCUH Open Enrollment Period
Review the Open Enrollment Information and online videos
|Friday, May 15, 2020||DEADLINE to submit Benefit Enrollment/Change/Waiver Forms to RCUH Benefits – Fax: (808) 956-5022 or Email: firstname.lastname@example.org|
|Wednesday, July 1, 2020||Start date of Benefit Enrollment/Change|
No change: If you have no changes to your medical and dental coverage, there is no action needed.Medical and Dental Coverage
Any new enrollment or changes to your plan, coverage tier, or dependents can be submitted using the RCUH Group Health Enrollment Form (OEB-5Ha).
Waiver Form Required
Employees who wish to waive health benefits must submit the RCUH Group Health Insurance Waiver Form (OEB-5Wb) to RCUH Human Resources to signify that he/she is still waving health coverage at this time. Even if you have previously waived medical coverage with the RCUH, a new waiver MUST be received for the 2020-2021 plan year or corrective action may occur.
Flexible Spending Accounts (FSA)
Employees currently enrolled or who wish to enroll in a Healthcare FSA and/or Dependent Care FSA, are required to re-enroll every plan year (during this open enrollment period) using the RCUH Flexible Spending Enrollment & Change Form (OEB-5F). These plans do not rollover into the new plan year.
Supplemental Long-Term Care Insurance (LTC)
If you wish to enroll in supplemental coverage, please contact 956-3100 or email email@example.com for assistance.
** NEW: Benefits Summary on Employee Self-Service (ESS)
The Benefits Summary Page in Employee Self-Service (ESS) will be enhanced by early May to provide more information about your current benefits. Additional fields will include employee and employer cost and frequency of deductions. This additional information will assist with your personal budgeting and financial planning.
All Open Enrollment informational materials such as monthly premium rate sheets, enrollment forms, carrier videos (i.e., HMSA, Kaiser, HDS, NBS), Summary of Benefit Coverages, and additional materials will be available through Employee Self-Service (ESS) > Benefits Summary Panel starting May 4. If you need assistance logging in to ESS, please contact RCUH HR Information Systems.
Contact RCUH Employee Benefits for general inquiries on Open Enrollment, eligibility, and assistance with forms such as submission or filling them out.
Phone: (808) 956-2326 or (808) 956-3100
Fax: (808) 956-5022
Contact RCUH HR Information Systems if you are having difficulty logging in to ESS.
Phone: (808) 956-8376 or (808) 956-5799
Contact carriers (i.e., HMSA, Kaiser, HDS, NBS, etc.) directly with any specific coverage inquiries or for assistance on current claims.