Benefits Spotlight Series – Healthcare Options: PPOs or HMOs

Gas prices? Think about healthcare prices instead! On average, a person spends around 6 times more per year on healthcare (~$12,914) than on gas (~$2,150) in Hawaii.

With Open Enrollment right around the corner, this is the perfect opportunity to start thinking about your current health plan and what works best for you and your family.

This Benefits Spotlight shows the differences between the Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO).  When shopping around or comparing health plans, you may find yourself confused with the different terminologies. We hope that this spotlight will help you understand what all this jargon means.  Click here to check out our Benefits Spotlight on Healthcare Options: PPOs Or HMOs – Which Is Right for You?

Open Enrollment 2023 – What’s new!

HMSA Plans – We will no longer be offering the HMSA Health Plan Hawaii Basic plan this year. If you are currently enrolled in this plan, we will be contacting you directly with important information regarding your options for transitioning into a new plan. While this plan is no longer available, we anticipate there should be little to no disruption in your current healthcare services. The current Health Plan Hawai’i Plus will be our stand-alone HMO for HMSA with a new name – HMSA HMO.

Kaiser Plans – New names and addition of CAMN (Chiropractic Care, Acupuncture, Massage Therapy + Naturopathy). Kaiser Plan A will be renamed Kaiser HMO Standard and Kaiser Plan B will be renamed Kaiser HMO Comprehensive.

 e-Waiver coming soon!  For all employees who waive health coverage annually, or are opting out of health coverage this year, we will have an e-Waiver available on ESS e-Upload! It is a simple process that allows you to submit your waiver online with no extra forms or downloads!
Webpage updates – We are continually adding more information to the RCUH Benefits webpage, so please check this frequently for new items and resources.