When searching for health coverage, be sure the plan meets your family’s needs and fits within your budget. Know the differences between a Preferred
Provider Organization (PPO) and Health Maintenance Organization (HMO). Do you and your family only need preventative care, or do you need more
services? Do you want more flexibility or do you like having centrally coordinated care through your PCP? If you and your family are travelling this year,
do you know what type of coverage your plan offers? Everybody’s situation is unique and different, so be sure to do your research and analyze your
situation every year to ensure you select the right coverage for your needs.