Welcome to the Research Corporation of the University of Hawaiʻi (RCUH)! We are happy you have chosen to work for RCUH or are considering employment with RCUH. RCUH is proud to be a state agency for more than 50 years. Our employees have made significant contributions in numerous disciplines and we are committed to continue to support the good work that our employees do. Project contributions is what makes RCUH a valued organization for the State of Hawaiʻi.
This page is dedicated to help new hires and potential new hires navigate through the elected benefits offered at RCUH. To learn more, please visit the RCUH Benefits Webpage and look at our Employee Benefits At A Glance, or schedule a personalized session with RCUH Employee Benefits. For a more exhaustive list of RCUH Benefits, please visit our Active Employees page.
What Can I Do About My Benefits as a New Hire?
As a newly hired employee, you may have questions on what benefits you are eligible for and what you can do. New hires may enroll or make changes to initial elections made on the Electronic Hiring System (EHS) by submitting their enrollment/change request to RCUH HR no later than the 20th day of the month following their date of hire.
Example: If date of hire is October 16, then the new hire may enroll or make changes no later than October 20 for a coverage start date of November 1. If date of hire is October 30, then the new hire may enroll or make changes no later than November 20 for a coverage start date of December 1.
New hires may:
- ENROLL. For eligible employees, you will be able to enroll into Medical, Dental, Flexible Spending Accounts, and Pre-tax Accounts.
- CHANGE. If you need to make a change to your elected benefits you may do so during this 30-day window. Benefits in which you may change your current status include medical, dental, flexible spending accounts, and your Group Life Insurance amount.
- CANCEL. If you decide to cancel your initial enrollment, you may do so at any time. Please keep in mind that if you do cancel certain benefits such as medical, dental, and flexible spending accounts, you will not be able to re-enroll until our Annual Open Enrollment period unless you experience a Qualifying Life Event. Flexible spending accounts may not be canceled after the 30-day window has passed.
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Medical Insurance
Choosing a medical plan can be complicated. Understanding the difference between an HMO (Health Maintenance Organization) Plan and a PPO (Preferred Provider Organization) may help you decide the best plan for you and your family. PPO plans allows you more flexibility in choosing which healthcare provider you see. HMO plans HMO (Health Maintenance Organization) plans are a network of healthcare providers that coordinate care for you. It generally will not cover out-of-network care, except in some cases of an emergency. Refer to our Benefits Spotlight Series: Healthcare Options and the RCUH Health Insurance Plan Comparison to view the differences. You medical premiums will vary according to the plan and number of dependents you select.
HMSA
Hawaii Medical Service Association (HMSA) has 3 PPO Plan Types (Comprehensive Medical Basic, Comprehensive Medical, and Preferred Provider) and 1 HMO Plan Type. View the Guide to Benefits and other available resources.
Kaiser Permanente
Kaiser has 2 HMO Plan Types (HMO Standard and HMO Comprehensive) allows you more flexibility in choosing which healthcare provider you see. View the Guide to Benefits and other available resources.
Dental Insurance
RCUH has only one dental plan – Hawaii Dental Service (HDS). View the Benefits Summary and Information packet. Major care may have a waiting period.
Flexible Spending & Pre-Tax Accounts
Learn about how you can save money on pre-taxed dollars on Flexible Spending Accounts for Healthcare or dependent care, and Pre-Tax Accounts for parking, or bus pass. FSAs could be one of the simplest solutions in saving money on everyday items you may already be purchasing. Refer to our Benefits Spotlight Series: Flexible Spending Accounts.
Group Life Insurance & Long-Term Disability
Group Life Insurance
Offers eligible employees' beneficiary/beneficiaries important financial protection in the event an employee suffers death.
Group Long-Term Disability
Provides partial income to assist employees who are "disabled" for 90 days or more because of an illness or injury. Under the Long-Term Disability, employees also have access to the Employee Assistance Program (EAP) via the MetLife LifeWorks Program. Services include support with mental, Financial, physicial, and emotional well-being. See the EAP Flyer on how to access 24/7 support and resources.
Long-Term Care & Supplemental Long-Term Care
Provides eligible employees and their families with assistance in meeting the financial impact of an extended illness, injury, or advancing age of the employee (i.e., professional home care services, assisted living facility, etc.). Eligible employees are enrolled automatically into the Long-Term Care Insurance base benefit.
Supplemental Long-Term Care Insurance coverage is available for employees and eligible family members. An employee may purchase supplemental coverage above the base coverage within 30 days of the employee’s date of hire, or during the annual Open Enrollment period. There may be medical underwriting as determined by the insurance company.
RCUH Supplemental Long-Term Care Insurance applications can be found here: https://unuminfo.com/rcuh/default.aspx. Contact the RCUH Employee Benefits section for assistance navigating the UNUM RCUH website.
RELEVANT DOCUMENTS
- 2023-2024 Monthly Premium Rates
- 2023-2024 Health Plan Comparison
- Frequently Asked Questions for New Hires
QUESTIONS?
Contact the RCUH Human Resources Employee Benefits Section at:
Email: [email protected]
Phone: (808) 956-6979 or (808) 956-2326