For Employees

Retirement Accounts

RCUH provides eligible employees two retirement account options managed by TIAA – Group Retirement Annuity (GRA) and Supplemental Retirement Annuity (SRA). Saving for retirement can help you reduce your taxable income and provide funds for your future.

Group Retirement Annuity (GRA) 401(a):

• Employer-contributed
• Automatic enrollment upon reaching eligibility
• GRA 401(a) Plan Document
• GRA Information Worksheet

Supplemental Retirement Annuity (SRA) 403(b):

• Employee-contributed
• Optional enrollment (by submitting a Form B6)
• Can enroll, change, or cancel contributions at any time
• SRA 403(b) Plan Document
• New 2026 Annual IRS Contribution Limits for RCUH 403(b) Supplemental Retirement Annuity (SRA) Plan
• SRA Maximum Calculator

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