Welcome to the Research Corporation of the University of Hawaii (RCUH) Active Employee Benefits section!
The RCUH offers a comprehensive benefits package to eligible employees – which includes Health & Well-being, Time-off, Life & Family, Financial Planning, Commuter Benefits, and Career Development. View our Employee Benefits at a Glance to learn more! Visit our Employee Benefits Spotlight Series for information on highlighted topics.
For special leave inquiries please contact the RCUH Employee Benefits Section.
PROVIDER INFORMATION
Medical Insurance
Choosing a medical plan can be complicated. Understanding the difference between an HMO (Health Maintenance Organization) Plan and a PPO (Preferred Provider Organization) may help you decide the best plan for you and your family. PPO plans allows you more flexibility in choosing which healthcare provider you see. HMO plans HMO (Health Maintenance Organization) plans are a network of healthcare providers that coordinate care for you. It generally will not cover out-of-network care, except in some cases of an emergency. Refer to our Benefits Spotlight Series: Healthcare Options and the RCUH Health Insurance Plan Comparison to view the differences. You medical premiums will vary according to the plan and number of dependents you select.
HMSA
Hawaii Medical Service Association (HMSA) has 3 PPO Plan Types (Comprehensive Medical Basic, Comprehensive Medical, and Preferred Provider) and 1 HMO Plan Type. View the Guide to Benefits and other available resources.
Kaiser Permanente
Kaiser has 2 HMO Plan Types (HMO Standard and HMO Comprehensive) allows you more flexibility in choosing which healthcare provider you see. View the Guide to Benefits and other available resources.
Dental Insurance
RCUH has only one dental plan – Hawaii Dental Service (HDS). View the Benefits Summary and Information packet. Major care may have a waiting period.
Flexible Spending & Pre-Tax Accounts
Learn about how you can save money on pre-taxed dollars on Flexible Spending Accounts for Healthcare or dependent care, and Pre-Tax Accounts for parking, or bus pass. FSAs could be one of the simplest solutions in saving money on everyday items you may already be purchasing. Refer to our Benefits Spotlight Series: Flexible Spending Accounts.
Group Life Insurance & Long-Term Disability
Group Life Insurance
Offers eligible employees' beneficiary/beneficiaries important financial protection in the event an employee suffers death.
Group Long-Term Disability
Provides partial income to assist employees who are "disabled" for 90 days or more because of an illness or injury. Under the Long-Term Disability, employees also have access to the Employee Assistance Program (EAP) via the MetLife LifeWorks Program. Services include support with mental, Financial, physicial, and emotional well-being. See the EAP Flyer on how to access 24/7 support and resources.
Long-Term Care & Supplemental Long-Term Care
Provides eligible employees and their families with assistance in meeting the financial impact of an extended illness, injury, or advancing age of the employee (i.e., professional home care services, assisted living facility, etc.). Eligible employees are enrolled automatically into the Long-Term Care Insurance base benefit.
Supplemental Long-Term Care Insurance coverage is available for employees and eligible family members. An employee may purchase supplemental coverage above the base coverage within 30 days of the employee’s date of hire, or during the annual Open Enrollment period. There may be medical underwriting as determined by the insurance company.
RCUH Supplemental Long-Term Care Insurance applications can be found here: https://unuminfo.com/rcuh/default.aspx. Contact the RCUH Employee Benefits section for assistance navigating the UNUM RCUH website.
BENEFITS INFORMATION
Timing is everything!
If you experience a qualifying life event, you will have 30 days from the event to enroll into health for you and your eligible dependents, or add eligible dependents to your existing health plan(s). If you miss the 30-day deadline, you will need to wait until the next Open Enrollment Period. If you experience any issues, please Contact the RCUH Employee Benefits section immediately (i.e., prior to the end of the 30-day deadline).
Applicable Links
HEALTH & WELL-BEING:
- 3.520 RCUH Health Plans
- 3.520B: Addendum B - Health Insurance Offers under the ACA
- 3.530 RCUH Flexible Spending Plan
- 3.570 RCUH Long-Term Disability Insurance
TIME-OFF, LIFE, & FAMILY:
- 3.344 RCUH Holidays, Holiday Pay, and Administrative Leave
- 3.620 RCUH Vacation Leave
- 3.640 RCUH Sick Leave
- 3.672 RCUH Jury Duty Leave
- 3.670 RCUH Bereavement Leave
- 3.674 RCUH Military Leave
- 3.676 RCUH Blood Donation Leave
- 3.678 RCUH Administrative Leave for Parent-Teacher Conference
- 3.530 RCUH Flexible Spending Plan
- 3.660 RCUH Family & Medical Leave
FINANCIAL WELL-BEING:
- 3.560 RCUH Retirement Plans
- 3.540 RCUH Group Life Insurance
- 3.570 RCUH Long-Term Disability Insurance
- 3.545 RCUH Group Long-Term Care Insurance
- UH I.D. Card Discounts
COMMUTER BENEFITS:
CAREER DEVELOPMENT:
Have Questions About Health Coverage? Want to know more about flexible spending accounts/pre-tax accounts? Have a situation that affects your benefits that you want to discuss? Schedule a personalized virtual meeting with us!
QUESTIONS?
Contact the RCUH Human Resources Employee Benefits Section at:
Email: [email protected]
Phone: (808) 956-6979 or (808) 956-2326