Active Employee Benefits

Welcome to the Research Corporation of the University of Hawaii (RCUH) Active Employee Benefits section!

The RCUH offers a comprehensive benefits package to eligible employees – which includes Health & Well-being, Time-off, Life & Family, Financial Planning, Commuter Benefits, and Career Development. View our Employee Benefits at a Glance to learn more! Visit our Employee Benefits Spotlight Series for information on highlighted topics.

For special leave inquiries please contact the RCUH Employee Benefits Section.


Choosing a medical plan can be complicated. Understanding the difference between an HMO (Health Maintenance Organization) Plan and a PPO (Preferred Provider Organization) may help you decide the best plan for you and your family. PPO plans allows you more flexibility in choosing which healthcare provider you see. HMO plans HMO (Health Maintenance Organization) plans are a network of healthcare providers that coordinate care for you. It generally will not cover out-of-network care, except in some cases of an emergency. Refer to our Benefits Spotlight Series: Healthcare Options and the RCUH Health Insurance Plan Comparison to view the differences. You medical premiums will vary according to the plan and number of dependents you select.


Hawaii Dental Service logo

RCUH has only one dental plan – Hawaii Dental Service (HDS). View the Benefits Summary and Information packet. Major care may have a waiting period.

National Benefit Services logo Learn about how you can save money on pre-taxed dollars on Flexible Spending Accounts for Healthcare or dependent care, and Pre-Tax Accounts for parking, or bus pass. FSAs could be one of the simplest solutions in saving money on everyday items you may already be purchasing. Refer to our Benefits Spotlight Series: Flexible Spending Accounts.

MetLife logo

Group Life Insurance
Offers eligible employees' beneficiary/beneficiaries important financial protection in the event an employee suffers death.

Group Long-Term Disability
Provides partial income to assist employees who are "disabled" for 90 days or more because of an illness or injury. Under the Long-Term Disability, employees also have access to the Employee Assistance Program (EAP) via the MetLife LifeWorks Program. Services include support with mental, Financial, physicial, and emotional well-being. See the EAP Flyer on how to access 24/7 support and resources.

unum logo

Provides eligible employees and their families with assistance in meeting the financial impact of an extended illness, injury, or advancing age of the employee (i.e., professional home care services, assisted living facility, etc.). Eligible employees are enrolled automatically into the Long-Term Care Insurance base benefit.

Supplemental Long-Term Care Insurance coverage is available for employees and eligible family members. An employee may purchase supplemental coverage above the base coverage within 30 days of the employee’s date of hire, or during the annual Open Enrollment period. There may be medical underwriting as determined by the insurance company.

RCUH Supplemental Long-Term Care Insurance applications can be found here: Contact the RCUH Employee Benefits section for assistance navigating the UNUM RCUH website.


Timing is everything!

If you experience a qualifying life event, you will have 30 days from the event to enroll into health for you and your eligible dependents, or add eligible dependents to your existing health plan(s). If you miss the 30-day deadline, you will need to wait until the next Open Enrollment Period. If you experience any issues, please Contact the RCUH Employee Benefits section immediately (i.e., prior to the end of the 30-day deadline).

Have Questions About Health Coverage? Want to know more about flexible spending accounts/pre-tax accounts? Have a situation that affects your benefits that you want to discuss? Schedule a personalized virtual meeting with us!


Contact the RCUH Human Resources Employee Benefits Section at:
Email: [email protected]
Phone: (808) 956-6979 or (808) 956-2326