RCUH Policies and Procedures
3.545 Long Term Care Insurance 3.510 Fringe Benefits Rates
THE RESEARCH CORPORATION OF THEUNIVERSITY OFHAWAII LONG TERM CARE INSURANCE PLAN RATES
FOR EMPLOYEE BASE COVERAGE Effective July 1, 2015
Regular employees with 75-100% FTE are eligible for Long-Term Care Insurance the first day of the month following the employee’s date of hire or eligibility. The premium is based on the age of the employee on the date he/she is initially enrolled into the Plan.
Base Plan:
Facility Monthly Benefit: Home Monthly Benefit: Facility Benefit Duration: Home Benefit:
Lifetime Maximum Elimination Period Home Care Level:
INSURANCE AGE
18-32 33
34 35-36 37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
$2,000 $1,000
3 Years
50% $72,000
90 Days Professional
BASE PLAN
INSURANCE AGE
BASE PLAN
21.00
22.80
25.00
28.60
31.60
35.20
39.00
43.20
48.00
53.40
59.20
65.60
72.40
87.40
95.80
105.40
115.60
127.00
139.60
153.60
170.40
188.20
207.40
4.20 62 4.40 63 4.60 64 4.80 65 5.00 66 5.20 67 5.40 68 5.60 69 6.00 70 6.20 71 6.60 72 6.80 73 7.20 74 7.40 75 7.80 76 8.20 77 8.60 78 9.20 79 9.60 80 10.40 81 10.80 82 11.40 83 12.20 84
13.00 14.00 15.00 16.20 17.40 19.00
Created 7/1/99 (rev. 5/12/15)